The Secured Loans Process
Creditflex Loans is a secured loan master broker with hundreds of loans from a wide range of lenders representing the whole of market to bring you the best rate secured loans. We have dedicated our whole business to providing the best possible loan based on your individual situation and needs. To get started, click here to apply for your secured loan.
Getting the packs off
In order for us to process your loan application we need to know some details about you. These are the details that each lender cares about. Creditflex are able to sort all this data and find the best loan for you. This is a quick process and does not take longer than 30 minutes. Once the loan has been found and you are happy with the details we will issue the documents off to you. Simply read, sign and return.
A Case Manager will then be assigned to your application. It is their job to process the remainder of the application all the way to completion. This may include getting payslips, bank statements and surveys.
From Loan Application to Lender
The first stage is to fill in your contact details on our short online loan application form. Our team of underwriters will then contact you to do a fact find and find the best secured loan rates for you. You can speed up the process and fast track your application by calling the hotline number and quoting your customer reference number.
Initial Fact Find
Collecting all the relevant details to accurately source the best secured loan rate for you. This information includes details about your property, such as property value and mortgage details, details about yourself and your partner (for joint applications).
- Finding Your Secured Loan
We search and compare hundreds of different secured loans to find the best secured loan rates for your needs. Whether your looking for a home owner loan for something special, applying for a debt consolidation loan or looking to do some home improvements, Creditflex will find a secured plan for you. Having access to the whole of market means whatever you circumstances we can find a secured loan for you whether you're a prime customer, retired, self employed or have a bad credit rating.
- Return Your Secured Loan Application
We find a secured loan plan that you're happy with and we send out an application pack to you to fill in and return. We can even arrange to send one of our representatives to you to help you fill in your application. If you need your loan quickly we can also send you your secured loan documents electronically. Don't forget to ask to have your loan application Fast Tracked.
Managing your Application
When we receive your application, a Creditflex Case Manager will be assigned to prepare you application for submission to your secured loan lender. This includes gathering evidence such as proof of identity, income and mortgage documents. You can track this process online using our secured loan case tracker which keeps you updated with any developments to your case and gives you a direct link to your Case Manager.
Completion
On completion, the lender will transfer your money to your bank account and the monthly payments will begin as set out in the credit agreement.